Modern home with blue metal roof
Financing Options

Affordable Financing Solutions

Upgrade your home with flexible payment options that fit your budget.

Our Financing Partner

Financing Through O Bee Credit Union

Stark Roofing & Renovation finances roofs, gutters, windows, and siding through O Bee Credit Union — a Washington State credit union with branches in Pierce County. Not a national fintech. Not a high-interest "buy now pay later" gimmick. A real local credit union that understands home improvement.

Apply Through Stark
Home Improvement Financing

Apply in minutes through our O Bee partner portal. Your application routes directly to Stark.

Apply Now
Lacey · Tacoma · WA

Program Details

Loans sized for roofing and exterior projects — roof replacements, gutters, windows, and siding.

Rates from
8.24%
APR*
Terms up to
10 yrs
120 months
Loans up to
$75K
Per project
  • No payments for the first 3 months (if requested prior to funding)
  • No prepayment penalty — pay it off early, save the interest
  • Fast decisions — most applications get answered the same day
  • Rates as low as 4.24% APR available with a 6% dealer fee option
  • Stark handles the application process with you, start to finish
$75K
Maximum loan amount
120
Months — terms up to 10 years
3 mo.
No payments at start of loan

* APR (Annual Percentage Rate) from 8.24% with no dealer fee; from 4.24% with a 6% dealer fee. Rates subject to change and credit approval. All loans are made by O Bee Credit Union. Loan terms, maximum amount, and final APR are determined solely by O Bee Credit Union based on your credit profile and the project scope. Stark Roofing & Renovation is a participating O Bee Link contractor partner.

Why Finance With Us?

Finance your roofing or renovation project with ease and flexibility

No Money Down

Start your project with no upfront costs and flexible monthly payments that work for your budget.

Low Interest Rates

Take advantage of competitive interest rates and favorable terms through our trusted financial partners.

Quick Approval

Streamlined application process with fast credit decisions, often within minutes of applying.

Payment Calculator

Estimate your monthly payments based on your project cost and financing terms.

Contact us for a personalized payment calculation for your specific project.

Frequently Asked Questions

Answers to common questions about our financing options

How to Apply

Getting financing for your project is easy with our simple application process

STEP 1

Contact Us

STEP 2

Quick Application

STEP 3

Get Approved

Ready to Get Started?

Apply for financing today and take the first step toward your dream home improvement project.

Get Your Free Quote

Pick a service and a time — we'll confirm by text.

GAF Certified 30+ Years 2,000+ Roofs Licensed & Bonded WA

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Prefer to talk? Call (206) 739-8232